There may be times when knowing the money markets, as well as preparation, presentation, pluck and persistence just don't seem to work and you can't get your personal loan. The key to overcoming this financial obstacle is not to get bitter: get resourceful.Remember there is more than one way to skin a cat.

There are a number of resources available to help you prepare your loan proposal, including SBA-affiliated Women's personal Development Centers, Small personal Development Corporations, and Service Corps of Retired Executives (SCORE).